In today’s fast-paced financial world, getting a loan is easier than ever. Whether you need a home loan, personal loan, business loan, or even funding for a startup, you’ll find multiple banks, NBFCs, and financial institutions offering a variety of products. But how do you choose the right lender? How do you ensure that you’re…
Are you looking for a golden opportunity to boost your income and step into the world of financial services? Fair Finance, a prominent financial advisory and loan aggregator operating in the Indian market, is offering an exclusive chance for individuals like you to become a DSA (Direct Selling Agent) partner with the Loan segment. With…
লোন (Loan) আবেদন করার আগে কি জানেন এই 7 টি বিষয়গুলি ? নিত্যনৈমিত্তিক সাংসারিক ব্যয় বিধি মেনে যতই উন্নত অর্থনৈতিক আয় এর উৎস থাকুক না কেন,জীবনের কোন না কোন মুহূর্তে প্রত্যেকেই প্রথমবার এমন একটি সমস্যার সম্মুখীন হয় যেখানে শুধুমাত্র অর্থের জন্য তাকে অন্য কারো মুখাপেক্ষী হতে হয়। সৌভাগ্য বা দুর্ভাগ্য বসত এই ধরনের সমস্যার অন্তহেতু…
A No Objection Certificate (NOC) is a crucial document that proves you have fully repaid your loan, and the lender has no claims against you. However, some borrowers face delays or even refusals from banks when requesting their NOC. So, can a bank legally refuse to give you an NOC? No, they cannot—if you have…
Closing a loan properly is just as important as repaying it on time. If done incorrectly, it can negatively impact your credit score, making it difficult to secure loans in the future. In this guide, we’ll cover:✅ Steps to close a loan properly✅ Common mistakes to avoid✅ How loan closure affects your credit score✅ How…
Should You Settle a Loan or Pay It Off Completely? Understanding the Difference A good credit score is essential for securing loans at favorable terms, but many borrowers find themselves in situations where they are unable to repay their debts. When this happens, loan settlement might seem like an easy way out, but it comes…
Introduction A No Objection Certificate (NOC) is one of the most crucial documents a borrower must obtain after fully repaying a loan. Many people neglect this final step, assuming that once their last EMI is paid, their financial obligations are over. However, failing to secure a loan NOC can lead to issues such as incorrect…
Introduction Taking a loan can be a useful financial tool to fulfill personal or business needs. However, failing to repay your loan on time—also known as a loan default—can have severe consequences, particularly on your credit score and future borrowing ability. In this article, we will explore how loan defaults impact your financial credibility, the…
Taking a loan can be a smart financial move when done correctly. However, many borrowers fall into the trap of hidden fees that significantly increase the cost of the loan. To avoid paying more than expected, it is crucial to understand the different types of hidden charges and how to protect yourself from them. 1….
Introduction A loan agreement is a legally binding contract that outlines the terms and conditions of your loan. Whether you’re taking a personal loan, home loan, or business loan, understanding the fine print is essential to avoid financial pitfalls. Many borrowers sign loan agreements without thoroughly reading them, leading to unexpected charges, unfavorable terms, and…
With the increasing cost of living, consumer loans have become a popular way for Indians to afford big-ticket items like smartphones, electronics, furniture, and even travel. Options like No-Cost EMI, Buy Now Pay Later (BNPL), and Personal Loans make purchases more accessible, but are they truly beneficial? Before opting for a consumer loan, let’s understand…